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iPhone 13, Mini, Pro or Pro Max Insurance

  • Accidental Damage and Mechanical Breakdown cover, Theft and Loss available. Covered Worldwide
  • SAVE 20% when insuring a phone purchased in the last 30 days†
  • Insure any 3 items for £15.99p/m*
  • We accepted 97.7% of claims that provided the information we required**
Quick Quote

Excesses, exclusions and limitations apply.

*Price without loss cover

**From 01.01.24 to 30.06.24. Find out more >

†Phones purchased in the last 30 days only.  Valid when insuring 2 items or less.

New mobile device, cheaper price!

If you have purchased your mobile phone in the last 30 days you will get a 20% discount off insuring that device. 

And the best bit….. You don’t need to do anything the discount will be automatically applied at the checkout for eligible phones. 

This offer is only valid when insuring two items or less but it can be used in conjunction with promo codes such as our student or graduate discount, quid's in!

With the discount insure an iPhone 13 128GB that has been purchased in the last 30 days for £5.59p/m (not including loss cover)

Prices

Here is some example pricing. Remember that you can get a quote for your specific device in under 30 seconds.

***Total price includes Accidental Damage, Mechanical Breakdown & Theft cover. Excesses, exclusions and limitations apply.

Make / ModelTotal***w/ Loss cover
iPhone 13 128GB £6.99p/m £8.49p/m
Any 2 devices10% OFF total price
Any 3 devices£15.99p/m + £1.50p/m per item‡

‡Loss cover is not available for laptops, MacBooks, desktop PCs or PC monitors

Your Cover in Detail
What's Covered
  • Damage or smashed screen from an accident. Not including cosmetic damage like scratches and dents which doesn't affect the functionality of your device.
  • Liquid damage.
  • Theft - Optional.
  • Covered Worldwide as standard.
  • Mechanical breakdown (once the manufacturer's warranty has run out).
  • Unlimited repairs.
  • 2 replacements per year, per item.
  • Unauthorised network charges up to a maximum of £10,000.
  • Loss cover for just £1.50 per item, per month.
What's Not Covered
  • Loss cover is not available for laptops, MacBooks, desktop PCs or PC monitors.
  • Failure to look after your device. We expect you to take reasonable precautions to keep your gadgets safe from theft, loss, and damage.
  • Replacement or repaired devices being sent beyond the UK. Replacements and repaired items can only be sent to UK addresses.
  • Mechanical breakdown within the manufacturer's warranty. The manufacturer can help you with device issues when under warranty.
  • More than 2 replacements in a 12 month period for each insured item.
  • Cosmetic damage that doesn't affect the functionality of your device, like surface scratches and dents.
Other Devices We Insure

Remember you can insure any 3 items for £15.99p/m. Loss cover £1.50p/m per item. Loss cover is not available for laptops, MacBooks, desktop PCs or PC monitors.

5 Things You Need to Know

Here's some details on excesses and eligibility criteria for our insurance policy

An excess is the amount you will need to pay for any approved claim. The excess amount differs by device type and value, as well as by the claim type made (i.e damage, theft or loss). Excess payments cannot be made via American Express or PayPal
New or Refurbished

New devices must have been purchased directly from a manufacturer, network provider, or retail store (high street or online). We insure refurbished or remanufactured devices when purchased directly from the manufacturer, network provider, or from one of Assurant's Approved Retailers > 

Device Age
Your first device must be under 6 months old, your second under 12 months and any third or more items must be under 36 months old, when you purchase the policy.
Customer Age
You must be over 18 to purchase our insurance policy
Proof of Ownership
We need to know that the gadget you are claiming for is yours or a family member’s (or owned by the business if this is a business policy). Therefore you will need to provide some form of proof of ownership.
Is Protect Your Bubble Insurance Good?
Why Choose Protect Your Bubble
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Successful Claims Rate

We accepted 97.7% of Gadget Insurance claims made that provided the information required between 01.01.24 to 30.06.24

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Unlimited Repairs

The are no limits to how many times you can have your device repaired when claiming for damage

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Trusted Ownership
Owned by Fortune 500 Company Assurant, with over 120 years experience in insurance
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Online Claims
Quick and easy to submit claims and view your policy details through our tailored customer service portal My Policy
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Policy Updates
There's no admin fee to change the device or update your personal details on your policy at any time
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Award Winning
What Mobile Award Winners of Best Insurance Provider 2015-2020 and 2021 Runners Up. Highly Commended in The Finder Awards 2022 for Gadget Insurance Customer Satisfaction
We Are Rated Excellent on Trustpilot

Showing 5-star reviews

"Amazing from start to finish.... Full claim took less than 1 week . Flip phone all fixed like brand new again thank you so much."

Rachel 31.08.2023

"I called the claim line spoke to a really lovely lady who sorted it all over the phone within a few minutes. Received phone back looking brand new"

Paula 27.07.2023

"I made the claim and it was accepted really quickly! Their repair was genuine and its looks new. I'm really pleased with this insurance"

Mariano 18.07.2023

"The whole process was very easy, including drop off at a DPD point. The service was also so quick. I am beyond happy with the service."

Vi 10.07.2023

"Didn't think it would be so fast and such a simple process. Will definitely use in the future."

Tony 05.06.2023

Common issues

iPhone 13 insurance covers accidental damage, breakdown outside of the manufacturer’s guarantee and stolen and lost devices – provided you have the right cover in place. Loss cover is optional. 

Here are some possible reasons people may claim against their insurance premiums for the iPhone: 

  • Accidental damage that affects the functionality of the device. Such a smashed screen or liquid damage
  • Theft – whether it be on-person or snatched in public
  • Loss

Below are some common issues that are normally covered under the manufacturer’s guarantee:

  • Speakers or microphones broken, resulting in people not being able to make or hear phone calls 
  • iPhone 13 won’t connect to the internet
  • iPhone 13 port broken/won’t charge

If your device is outside the manufacturer’s guarantee you may look to claim on your insurance but as with most insurance, an excess will be payable. Whether the above issues are covered under Protect Your Bubble’s policy is assessed on a case-by-case basis in line with our full policy Terms and Conditions. Deliberate damage or cosmetic damage such as dents or scratches that do not affect the functionality of the device are not covered. An excess is payable for each accepted claim. View Excess Table

Do I need iPhone 13 Insurance?

Ultimately, the choice is yours, but it could give you peace of mind. If your device was out of action, could you afford the cost of a replacement or a repair? To help you decide if our policy provides cover that is right for you, our Insurance Product Information Document is a summary of the main things the policy will and will not cover. 

The iPhone 13 handset boasts a high initial purchase price between £599 for the 128GB and £899 for the 512GB – so, having that additional cover means you could avoid a bank-busting bill to get a repair or replacement should it be damaged or stolen.  

*prices correct as of 01.11.2023 from Apple Store.
FAQ's
Yes, if your gadget is repaired by us it will come with a 6 month mechanical breakdown warranty (180 days). If your device is replaced it will come with a 12 month mechanical breakdown warranty (365 days)

No – we only cover gadgets that are either purchased as new, or that are purchased refurbished or remanufactured directly from a manufacturer or network provider. Please see our terms and conditions for more information

Yes – your device will be covered worldwide. Please note that repaired devices or replacements can only be sent to UK addresses.
View All FAQ's
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