Gadget Excesses
What you'll need to pay for every approved claim.
For policies purchased after 23/11/2016
Mobile Phones:
| Apple | Damage and Breakdown claims |
Theft claims | Loss claims (if selected) |
|---|---|---|---|
| iPhone 16 Pro Max iPhone 15 Pro Max iPhone 14 Pro Max iPhone 13 Pro Max iPhone 12 Pro Max iPhone 11 Pro Max iPhone Xs Max |
£100 | £150 | £150 |
| iPhone 16 Pro iPhone 16 Plus iPhone 15 Pro iPhone 15 Plus iPhone 14 Pro iPhone 14 Plus iPhone 13 Pro iPhone 12 Pro iPhone 11 Pro iPhone Xs |
£100 | £125 | £125 |
| iPhone 16 iPhone 15 iPhone 14 iPhone 13 iPhone 12 iPhone 12 mini iPhone 11 iPhone X / XR |
£90 | £100 | £100 |
| iPhone 13 mini iPhone 8 / 8+ |
£75 | £100 | £100 |
| iPhone 7 / 7+ iPhone 6s / 6s+ iPhone 6+ |
£60 | £100 | £100 |
| iPhone 6 iPhone SE iPhone 5s iPhone 5c iPhone 5 |
£60 | £85 | £85 |
| iPhone 4s iPhone 4 |
£50 | £75 | £75 |
| Samsung | Damage and Breakdown claims |
Theft claims | Loss claims (if selected) |
|---|---|---|---|
| Galaxy S24 Ultra Galaxy S23 Ultra Galaxy S22 Ultra Galaxy S21 Ultra 5G Galaxy Note20 Ultra 5G 256GB Galaxy Note20 Ultra 5G 512GB Galaxy S20 Ultra 128GB Galaxy S20 Ultra 512GB Galaxy Z Flip Galaxy Z Flip3 Galaxy Z Fold2 Galaxy Z Fold3 |
£100 | £150 | £150 |
| Galaxy S24+ Galaxy S23+ Galaxy S22+ Galaxy S21+ 5G Galaxy Note 20 5G Galaxy S20+ 128GB Galaxy S10+ Galaxy S10 512GB |
£100 | £125 | £125 |
| Galaxy S21 5G Galaxy Note 20 Galaxy S21 FE 5G Galaxy S20 FE 4G 128GB Galaxy S20 FE 5G 128GB Galaxy S20 128GB 4G Galaxy S20 128GB 5G Galaxy S10 Lite Galaxy S10 128GB Galaxy S10 5G 256GB |
£90 | £100 | £100 |
| Galaxy S24 Galaxy S23 Galaxy S22 Galaxy Note 10 / Note 10+ Galaxy S10e Galaxy S9 / S9+ Galaxy Note 9 Galaxy S8 / S8+ Galaxy S7 Edge / S7 Edge + Galaxy S7 |
£75 | £100 | £100 |
| Galaxy S6 Edge / S6 Edge + Galaxy S6 |
£60 | £100 | £100 |
| Other Samsung phones | £50 | £75 | £75 |
| Damage and Breakdown claims |
Theft claims | Loss claims (if selected) |
|
| Other Phones | £50 | £75 | £75 |
| Other devices: | Damage and Breakdown claims |
Theft claims | Loss claims (if selected) |
|---|---|---|---|
| iPads and Tablets | £50 / £100 | £75 / £100 | £75 / £100 |
| Laptops | £75 / £100 | £75 / £100 | N/A |
| Macbooks | £125 / £150 | £125 / £150 | N/A |
| TVs, Desktop PCs & PC Monitors | £50 | £50 | N/A |
| All other gadgets | £50 / £100 | £50 / £100 | £50 / £100 |
For policies purchased before 23/11/2016
| Damage and Breakdown claims |
Theft claims | Loss claims (if selected) |
|
|---|---|---|---|
| iPhones & mobiles | £50 | £50 | £75 |
| iPads and Tablets | £50 | £50 | £75 |
| Laptops | £75 | £75 | N/A |
| Macbooks | £75 | £75 | N/A |
| TVs, Desktop PCs & PC Monitors | £25 | £25 | N/A |
| All other gadgets | £25 | £25 | £50 |