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Fitbit Insurance

Accidental Damage and Mechanical Breakdown cover, Theft and Loss available. Covered Worldwide
Insure a Fitbit Sense 2 worth £219.99 for £3.49p/m*
Insure any 3 items for £16.99p/m*
We accepted 96.7% of claims that provided the information we required**

Quick Quote

Excesses, exclusions, and limitations apply.

*Price without loss cover

**From 01.07.25 to 31.12.25. Claims accepted rate FAQ >

Prices

Here is some example pricing. Remember that you can get a quote for your specific device in under 30 seconds.

***Total price includes Accidental Damage, Mechanical Breakdown & Theft cover. Excesses, exclusions and limitations apply.

Make / Model	Total***	+ Loss cover
Fitbit Versa 4 worth £179.99	£3.49p/m	£4.99p/m
Any 2 devices	10% OFF total price
Any 3 devices	£16.99p/m	+ £1.50p/m per item‡

‡Loss cover is not available for laptops, MacBooks, desktop PCs or PC monitors

Your Cover in Detail

What's Covered

Damage or smashed screen from an accident. Not including cosmetic damage like scratches and dents which doesn't affect the functionality of your device.
Liquid damage.
Theft - Optional.
Covered Worldwide as standard.
Mechanical breakdown (once the manufacturer's warranty has run out).
Unlimited repairs.
2 replacements per year, per item.
Unauthorised network charges up to a maximum of £10,000.
Loss cover for just £1.50 per item, per month.

What's Not Covered

Loss cover is not available for laptops, MacBooks, desktop PCs or PC monitors.
Failure to look after your device. We expect you to take reasonable precautions to keep your gadgets safe from theft, loss, and damage.
Replacement or repaired devices being sent beyond the UK. Replacements and repaired items can only be sent to UK addresses.
Mechanical breakdown within the manufacturer's warranty. The manufacturer can help you with device issues when under warranty.
More than 2 replacements in a 12 month period for each insured item.
Cosmetic damage that doesn't affect the functionality of your device, like surface scratches and dents.

Check our Full Gadget Insurance Policy T&Cs

Other Devices We Insure

Remember you can insure any 3 items for £16.99p/m. Loss cover £1.50p/m per item, loss cover is not available for laptops, MacBooks, desktop PCs or PC monitors

Mobile Phone Insurance

Samsung Phone Insurance

Kindle

Camera

All Gadgets

5 Things You Need to Know

Here's some details on excesses and eligibility criteria for our insurance policy

Excess Payment

An excess is the amount you will need to pay for any approved claim. The excess amount differs by device type and value, as well as by the claim type made (i.e damage, theft or loss). Excess payments cannot be made via American Express or PayPal

View Excesses

New or Refurbished

New devices must have been purchased directly from a manufacturer, network provider, or retail store (high street or online). We insure refurbished or remanufactured devices when purchased directly from the manufacturer, network provider, or from one of Assurant's Approved Retailers >

Device Age

Your first device must be under 12 months old, your second or any more items must be under 36 months old when you purchase the policy.

Customer Age

You must be over 18 to purchase our insurance policy

Proof of Ownership

We need to know that the gadget you are claiming for is yours or a family member’s (or owned by the business if this is a business policy). Therefore you will need to provide some form of proof of ownership.

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Why Choose Protect Your Bubble

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Successful Claims Rate

We accepted 96.7% of claims made that provided the information required between 01.07.25 to 31.12.25

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Unlimited Repairs

There are no limits to how many times you can have your device repaired when claiming for damage

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Trusted Ownership

Owned by Fortune 500 Company Assurant, with over 120 years experience in insurance

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Online Claims

Quick and easy to submit claims and view your policy details through our tailored customer service portal My Policy

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Policy Updates

There's no admin fee to change the device or update your personal details on your policy at any time

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Award Winning

Awarded 5-star Defaqto Rating for Mobile Phone Insurance 2023-2025. Highly Commended in The Finder Awards 2022 for Gadget Insurance Customer Satisfaction. What Mobile Awards Winners of Best Insurance Provider 2015-2020

We Are Rated Excellent on Trustpilot

Showing 5-star reviews

"I've used protect your bubble for a lot of years and they have always been brilliant with me"

Colin 28.10.2024

"Broke my iPhone. Super quick and easy service. So pleased. Well worth taking out insurance"

Kerry 08.01.2025

"Amazing service 👏"

Abdul 21.01.2025

"Brilliant customer service. So helpful, thank you a lot for sorting out. I am a customer for over 2 years. Happy with the service"

Kira 30.12.2024

"I lost my phone by leaving it in a taxi in Kathmandu….! Would 100% use again."

Kimberley 27.11.2024

FAQ's

Yes, if your gadget is repaired by us it will come with a 6 month mechanical breakdown warranty (180 days). If your device is replaced it will come with a 12 month mechanical breakdown warranty (365 days)

To be eligible for a Protect Your Bubble policy, your gadget must have been purchased as new - OR - if refurbished or remanufactured, purchased directly from a manufacturer or network provider or from a seller listed in the Assurant approved retailers list only. This includes some retailers on eBay. We do not cover second-hand phones.

Yes – your device will be covered worldwide. Please note that repaired devices or replacements can only be sent to UK addresses.

View All FAQ's

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